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What Is a Catastrophic Injury or Illness?

Though many injuries disrupt the day-to-day routine of life for a time, a catastrophic injury causes permanent disruption and drastically changes your experience of “normal.” While “catastrophic” describes the nature of the injury, the reality is that it can be catastrophic to your financial well-being in addition to physical and mental well-being.

If you have suffered an injury that will mark a change in how you can live your life, you may be entitled to compensation. The attorneys at Regan Zambri Long PLLC are ready to review your case and help you make the first move toward your future.

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What Is a Catastrophic Injury?

A catastrophic injury marks a permanent life change. The injury is directly responsible for limiting your ability to live your life in the way you have been accustomed. It could prevent or restrict your ability to engage in gainful employment, prevent or inhibit your ability to freely move your body, or it might require lifelong medical assistance and care such as home nursing or special equipment.

Some of the most common catastrophic injuries include spinal cord injuries, traumatic brain injuries, and physical injuries such as severe burns or loss of limb. Let Regan Zambri Long help you recover compensation and to help ensure your quality of life for years to come. We have received some of the largest settlements and verdicts for injured victims, and we are ready to speak with you today to give you a free consultation.

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What Is a Catastrophic Illness?

A catastrophic illness is one that is prolonged and makes exceptional demands on your finances, family or caregivers, and resources for medical care. A catastrophic illness is often life-threatening—though medical advances have made some catastrophic illnesses manageable, to a degree.

While a catastrophic illness may be contracted or developed on its own, sometimes workplace environments or job hazards can increase the risk of developing certain illnesses, especially if safety procedures and equipment are subpar. Additionally, long work hours and work stress can increase risk of heart disease and stroke, which can be considered catastrophic illnesses. Other catastrophic illnesses can include mesothelioma, severe carpal tunnel, and chemical poisoning.

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What Is a Catastrophic Accident?

What is considered a catastrophic accident?

Any accident can be catastrophic if the injury or illness is severe enough, but some kinds of accidents cause more catastrophic injuries than others. Some of the most common are:

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When Is an Injury Considered Catastrophic?

For an injury to be catastrophic, it must be a permanent trauma that significantly impacts the victim’s life. While other personal injury cases may be more easily quantifiable in terms of lost wages from missed work or medical treatment for a period of time, the victim of a catastrophic injury has no way to fully account for the costs of the injury. The victim may never be able to return to any sort of work, or the victim may need lifelong medical care or home and transportation modifications.
In addition, victims may have physical pain and emotional trauma related to the catastrophic injury that never goes away.

What Is Catastrophic Injury Insurance?

Though no one plans for a catastrophic injury, catastrophic injury insurance exists to give you a modicum of stability in case the unexpected happens to you.

Most catastrophic health plans have low monthly premiums and high deductibles. If you work in an industry that is known to have severe accidents, such as construction or certain warehouse positions, you may want to consider your eligibility for catastrophic injury insurance.

This insurance is not available to all people, however. Unless you have an exemption, catastrophic injury insurance is only available if you are under the age of 30. Examples of exemptions include homelessness, eviction or foreclosure, domestic violence, bankruptcy, or substantial debt due to unpaid medical expenses.

Catastrophic injury insurance isn’t mandatory for recovering compensation for your injury. Other avenues are available to you and the experienced catastrophic injury lawyers at Regan Zambri Long can review your case and help you claim the compensation you deserve.

Can You Recover from a Catastrophic Injury?

By definition, a catastrophic injury is one that leaves significant lasting effects behind. Although it is possible to recover to a degree, depending on the injury, a catastrophic injury is permanent.

Some injuries, such as loss of a limb, paralysis, or a severe brain injury, are more likely to require significant adjustment to your habits and routines. Others, such as severe burns and disfigurement, may have more mental and emotional effects that challenge your daily norm.

Even if you are able to regain some semblance of your life in the future, the permanency of a catastrophic injury entitles you to compensation for the loss of what used to be. Partnering with an experienced catastrophic injury lawyer will allow you to file the appropriate claims and suits with responsible parties so that you can focus on rebuilding your life.

Catastrophic Construction Injury Lawyer

Some job fields and industries are more susceptible to catastrophic injuries than others. Construction accidents can often result in catastrophic injuries and/or fatalities. With various contractors and teams often working on different pieces of the same project, construction sites can be full of various kinds of hazards.

Employers are responsible for providing a safe environment for workers and providing safe, operational equipment for the job. Failure to do so could lead to catastrophic accidents and injuries, including loss of limb, paralysis, and death.

If you or your loved one suffered a workplace injury that has or will significantly disrupt your accustomed way of life, consult with an attorney at Regan Zambri Long. You may be entitled to catastrophic injury compensation.

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Regan Zambri Long Is Your Partner for Justice

If you or a loved one has suffered a catastrophic injury or illness, we know that you have enough to deal with without the added worry of making sure you can afford your new life adjustments. That’s why the catastrophic injury and illness lawyers at Regan Zambri Long will pursue compensation to the fullest extent available and we won’t collect any fees until we’ve made a recovery in your favor.

With a proven track record and acclaim from both peers and clients, we confidently pursue justice in every case we take. Schedule your free consultation today by calling 202-960-4596. A catastrophic injury will change your life, but with Regan Zambri Long in your corner, it doesn’t have to completely destroy it.

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Have you or your loved one sustained injuries in Washington DC, Maryland or Virginia? Regan Zambri Long PLLC has the best lawyers in the country to analyze your case and answer the questions you may have.

Call 202-960-4596

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