Hurt in a Lyft or Uber Accident?

Washington DC Car Accident Lawyer Explains Rideshare Liability

Ridesharing services like Uber and Lyft have exploded in popularity across the country, threatening to supplant traditional taxis in some areas. However, several recent crashes and incidents have raised some concerns about whether services like Uber are safe. Additionally, such exponential growth means that the law concerning ridesharing and rideshare accidents is still evolving. Since drivers use their own cars and do not undergo traditional hiring procedures, the companies often argue that they are independent contractors. As such, they may try to deny liability for crashes, leaving drivers and victims without adequate compensation. While some companies offer insurance with a $1 million policy limit, they also maintain strict rules about when the policy applies. Therefore, if you are hurt in a Lyft or Uber accident, then contacting a lawyer is crucial. An attorney can navigate the changing landscape of rideshare laws and help you fight for a fair recovery.

As yet, there is no standard procedure for handling the aftermath of a Lyft or Uber accident. However, this does not mean that you cannot recover the cost of your medical bills and damages after a crash. Whether you are a passenger, third party or driver, an experienced car accident lawyer can assist you in bringing a claim against Uber, Lyft and/or any other liable party. Depending on the circumstances, your case may help establish a legal precedent that can influence future claims. The attorneys at Regan Zambri Long PLLC have represented several successful lawsuits involving Uber and Lyft, amidst the evolution of the law. If you have questions following a ridesharing accident in Washington DC, Virginia, Maryland or anywhere nationwide, then we can help.

Who Is Responsible for a Lyft or Uber Accident?

Uber, Lyft and some other ridesharing companies have insurance that may apply in the event of a car crash. Depending on the details of the incident, this insurance may cover passengers, third party victims and, sometimes, drivers. For example, Uber’s insurance may cover crashes that happen when:

  • The driver is logged into the app between requests. As a driver, you have some coverage if you are in an accident while waiting to receive a request. However, this is a liability-only policy, which covers only the victims of a crash you cause, not your own damages. Coverage limits are at least $50,000 per person for injuries, $100,000 in total liability and $25,000 for property damage. Additionally, this may only apply if you do not have insurance of your own.
  • The driver has accepted a fare and/or has a passenger. From the moment a driver accepts a request to the moment the passenger arrives at his/her destination, Uber’s insurance coverage increases to $1 million. This policy includes not only liability coverage for victims (including injured passengers), but also provides uninsured/underinsured motorist (UM/UIM) coverage. Thus, an injured driver can recover from this policy if the at-fault party has no insurance or insufficient coverage. Additionally, if you have collision and comprehensive coverage on your vehicle, then Uber will provide similar coverage. However, there may be a deductible of $1,000 for property damage claims.

Despite this coverage, rideshare companies like Uber and Lyft may try to avoid liability for an accident. If the driver caused the accident, then the company may deny responsibility for the driver’s negligence or recklessness. However, a car accident lawyer can fight back against these tactics and help you recover rightful compensation from the company.

What Are My Options as a Passenger After an Uber Accident?

If you are in an accident as a passenger in an Uber or Lyft car, then you should be able to file an insurance claim for your injuries. After all, as a passenger, you cannot be liable for the wreck. Nevertheless, filing a successful claim may be difficult. If your driver caused the accident, then you should be able to file a claim under the rideshare company’s $1 million policy. The same is true if you are hurt by another motorist. However, Uber or Lyft may deny your claim, often by blaming the driver.

On the other hand, if another driver caused the accident, then you may be able to file a claim with that driver’s provider. In the event that the at-fault driver is uninsured, then Uber or Lyft’s UM/UIM policy should apply to you.

In the end, a car accident claim is complex even without additional complications like Uber and Lyft. Therefore, after a crash, you should contact a car accident lawyer with experience handling rideshare claims. The attorneys at Regan Zambri Long PLLC have a history of success with Uber and Lyft accident cases. If you are an injured passenger, then we can do the work of determining liability. We can assist you in filing a claim with the proper organization. Additionally, if your damages exceed the $1 million limit, then we may be able to help you file a personal injury lawsuit against Uber or Lyft for additional compensation.

Hurt in an Uber Accident? Contact a Washington DC Car Accident Lawyer

If you were hurt while driving or riding in an Uber or Lyft, then it is crucial to contact an attorney. Since these ride-hailing services are so new, there is no established procedure to follow after a crash or other incident. However, a qualified lawyer can offer guidance and reassurance even in these developing areas of law.

At Regan Zambri Long PLLC, our attorneys take cases on a contingency fee basis. This means that unless we can secure a verdict or settlement for your case, you will not owe attorney fees. We serve rideshare accident victims in Washington DC, Maryland and Virginia. To discuss the details of your accident with one of our attorneys, call (202) 753-4272. You may also use our confidential online case review form.

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Millions of Dollars Recovered in Compensation for Injured Victims


Our Washington DC personal injury lawyers have recovered millions of dollars in compensation for our clients. Backed by more than 100 years of combined experience, our firm has an established reputation for pursuing legal excellence. As our client, you will enjoy peace of mind in knowing that your rights will be protected from start to finish. We will do everything in our power to secure the maximum compensation you need to pay for injury-related expenses, such as medical care and lost income, as well as full compensation for all of the physical and emotional consequences of your injuries.

Have Questions? Contact Regan Zambri Long PLLC.


If you have any questions or concerns associated with your case, our firm is here to give you the information you need to make well-informed decisions. We will guide you through the entire claims-filing process so that you don't make a misstep or become overwhelmed. In an effort to better meet the time-sensitive needs of our clients, we make ourselves readily available at all hours. We are here to help you get through this difficult moment in your life.

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