Workplace accidents may cause
severe injuries that leave you temporarily or permanently unable to return to work. In
most cases, you would apply for workers’ compensation benefits to
cover a portion of your medical expenses and lost income. You would likely
be unable to file a lawsuit against your employer under most circumstances.
However, it may be possible that a third party caused the accident that
led to your injury.
Third parties are individuals are businesses other than your employer.
A third party can be a subcontractor, equipment manufacturer or other
company. These are just a few examples of third parties.
If a third party is responsible for causing the workplace accident, then
you may be able to file a
third-party injury claim. For example, if you were on the clock and were hit by a drunk driver
while delivering merchandise to a warehouse, you may be able to file a
lawsuit against the intoxicated motorist. Another example could be if
you were injured by work equipment that contained a defect. In that case,
you may be able to bring a claim against the manufacturer of the defective
Are There Benefits to a Third-Party Claim?
One of the major benefits of a third-party claim is that you can receive
compensation that may far exceed what is allowed under workers’
comp. Unlike workers’ comp benefits, a third-party claim allows
for pain and suffering damages. Depending on the circumstances, you may
be able to file a third-party claim and receive workers’ comp benefits.
Modern workplaces have many companies working alongside each other. For
example, a single construction site may contain workers from multiple
companies. As a result, it is not always immediately clear who could be
responsible for a workplace accident. A
Washington DC personal injury lawyer at Regan Zambri Long, PLLC could help investigate you or a loved one’s
workplace accident to help determine whether a third party is responsible.