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Do I Have a Third-Party Claim?

Posted By Regan Zambri Long, PLLC || 24-Nov-2017

Workplace accidents may cause severe injuries that leave you temporarily or permanently unable to return to work. In most cases, you would apply for workers’ compensation benefits to cover a portion of your medical expenses and lost income. You would likely be unable to file a lawsuit against your employer under most circumstances. However, it may be possible that a third party caused the accident that led to your injury.

Third parties are individuals are businesses other than your employer. A third party can be a subcontractor, equipment manufacturer or other company. These are just a few examples of third parties.

If a third party is responsible for causing the workplace accident, then you may be able to file a third-party injury claim. For example, if you were on the clock and were hit by a drunk driver while delivering merchandise to a warehouse, you may be able to file a lawsuit against the intoxicated motorist. Another example could be if you were injured by work equipment that contained a defect. In that case, you may be able to bring a claim against the manufacturer of the defective equipment.

Are There Benefits to a Third-Party Claim?

One of the major benefits of a third-party claim is that you can receive compensation that may far exceed what is allowed under workers’ comp. Unlike workers’ comp benefits, a third-party claim allows for pain and suffering damages. Depending on the circumstances, you may be able to file a third-party claim and receive workers’ comp benefits.

Modern workplaces have many companies working alongside each other. For example, a single construction site may contain workers from multiple companies. As a result, it is not always immediately clear who could be responsible for a workplace accident. A Washington DC personal injury lawyer at Regan Zambri Long, PLLC could help investigate you or a loved one’s workplace accident to help determine whether a third party is responsible.

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