How to Handle an Uber or Lyft Injury

Posted By Regan Zambri Long, PLLC || 6-Jul-2017

By providing an inexpensive and convenient alternative to the taxi cab industry, rideshare giants Uber and Lyft have exploded in popularity. Today, hundreds of thousands of people per day summon rides and get where they need to go from one of thousands of drivers on the road at any one time. This means the odds of getting in to a car accident while in an Uber of Lyft vehicle are higher today than ever before. But what happens when you are involved in one? Let’s take a closer look at the claims process.

Injured as a Passenger

Rideshare companies generally offer liability insurance to their drivers, covering them up to $1 million after their own primary insurance is exhausted. However, the exact nature of your case will depend on the circumstances of the accident. If your driver was rear-ended by a motorist who wasn’t paying attention, both the driver’s insurance and the rideshare provider will want to hold the other motorist responsible. Nonetheless, you should file a claim with both the driver’s insurance company and with Uber or Lyft as soon as possible. You could be eligible to receive compensation for things like medical bills and lost income from missed work.

Injured as an Uber or Lyft Driver

Uber and Lyft only provide their own insurance as a secondary coverage after your own primary car insurance. If you are injured in an accident while driving for Uber or Lyft, you will need to file a claim with your own policy first before filing with them. If your own insurance does not cover the incident, Uber and Lyft offer their own insurance with limits of up to $50,000 per injury (up to $100,000 max per incident) and $25,000 in property damage when you are signed in and accepting rides, but are between fares.

Injured by an Uber of Lyft Driver

One of the most important facts about rideshare providers is that they generally regard their drivers as third-party service providers, and therefore they are allowed to absolve themselves of responsibility when they are not providing the company’s services. There was a famous case a while back where Uber outright denied liability for one of their drivers striking and killing a six-year-old girl because they were between fares. Therefore, you may not be able to hold Uber or Lyft responsible for the actions of their drivers.

Therefore, how you proceed with your case will depend largely whether or not your driver was on duty at the time of your accident. The best way to sort out how your case will proceed is by contacting a Washington, D.C. car accident attorney.

If you are injured while taking part in a rideshare program, whether as a driver or passenger, or are involved in an accident with a rideshare driver, you should seek legal representation as soon as possible. The skilled team at Regan Zambri Long, PLLC are ready and willing to stand up for your rights all throughout your claim, and will fight to protect you and your best interests. Our substantial record of success includes numerous satisfied clients and more than $350 million in financial compensation for our clients. Put a powerful ally on your side for your case today!

Call Regan Zambri Long, PLLC to schedule a complimentary consultation by dialing (202) 759-6699.
Categories: Auto Accidents
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