By providing an inexpensive and convenient alternative to the taxi cab
industry, rideshare giants Uber and Lyft have exploded in popularity.
Today, hundreds of thousands of people per day summon rides and get where
they need to go from one of thousands of drivers on the road at any one
time. This means the odds of getting in to a car accident while in an
Uber of Lyft vehicle are higher today than ever before. But what happens
when you are involved in one? Let’s take a closer look at the claims process.
Injured as a Passenger
Rideshare companies generally offer liability insurance to their drivers,
covering them up to $1 million after their own primary insurance is exhausted.
However, the exact nature of your case will depend on the circumstances
of the accident. If your driver was rear-ended by a motorist who wasn’t
paying attention, both the driver’s insurance and the rideshare
provider will want to hold the other motorist responsible. Nonetheless,
you should file a claim with both the driver’s insurance company
and with Uber or Lyft as soon as possible. You could be eligible to receive
compensation for things like medical bills and lost income from missed work.
Injured as an Uber or Lyft Driver
Uber and Lyft only provide their own insurance as a secondary coverage
after your own primary car insurance. If you are injured in an accident
while driving for Uber or Lyft, you will need to file a claim with your
own policy first before filing with them. If your own insurance does not
cover the incident, Uber and Lyft offer their own insurance with limits
of up to $50,000 per injury (up to $100,000 max per incident) and $25,000
in property damage when you are signed in and accepting rides, but are
Injured by an Uber of Lyft Driver
One of the most important facts about rideshare providers is that they
generally regard their drivers as third-party service providers, and therefore
they are allowed to absolve themselves of responsibility when they are
not providing the company’s services. There was a famous case a
while back where Uber outright denied liability for one of their drivers
striking and killing a six-year-old girl because they were between fares.
Therefore, you may not be able to hold Uber or Lyft responsible for the
actions of their drivers.
Therefore, how you proceed with your case will depend largely whether or
not your driver was on duty at the time of your accident. The best way
to sort out how your case will proceed is by contacting a Washington,
D.C. car accident attorney.
If you are injured while taking part in a rideshare program, whether as
a driver or passenger, or are involved in an accident with a rideshare
driver, you should seek legal representation as soon as possible. The
skilled team at
Regan Zambri Long, PLLC are ready and willing to stand up for your rights all throughout your
claim, and will fight to protect you and your best interests. Our substantial
record of success includes numerous satisfied clients and more than $350
million in financial compensation for our clients. Put a powerful ally
on your side for your case today!
Call Regan Zambri Long, PLLC to schedule a
complimentary consultation by dialing (202) 759-6699.